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Metro Detroit Real Estate Blog

What Staging Mistakes to AvoidWhen trying to sell a home, homeowners can stage it in order to help it appeal to buyers and help it sell faster. However, there is an art to home staging, and it’s easy to make mistakes without realizing it. Here are 5 common home staging mistakes to watch out for and how to prevent them from happening in the first place.

Empty Rooms Breed Lonliness

It might seem like a good idea on paper to clear furniture out of the home—that way buyers can imagine their furniture in the rooms, right? Unfortunately, empty rooms can make it more difficult for buyers to imagine themselves living in and decorating the space. Rooms tend to seem much smaller than they actually are when they don’t have any furniture, so homeowners should try to keep their home

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Down Payment Options for HomebuyersThe down payment on a home is one area of life in which the "bigger is better" saying always rings true. A large down payment of twenty percent or more can help the home buyer avoid paying expensive prime mortgage interest (PMI) costs on their purchase and help to reduce the size of the monthly mortgage payment, both of which allows them to enjoy lower recurring costs of ownership. In some instances, large down payments can also help buyers qualify for lower mortgage interest rates or better loan terms.

Unfortunately, not every home buyer has the financial resources to put down thousands of dollars on the purchase of a home. For some, even modest down payments are difficult to come up with. Prospective home buyers who find themselves struggling

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Congratulations! Making the decision to buy your first home is exciting --although, we understand that sometimes it be confusing. 

That’s why we make applying for a home loan fast and stress-free. And with some preparation, it can be even faster! 

Look over the checklist to see what you'll need to apply for a first-time home loan. If you have any questions, please contact us. We’re here to help! 

What You Need To Buy A Home Credit Report 

After getting some basic information, like your name, birthdate, income, and social security number, we’ll request a credit report from the credit bureau. Your credit score is important for qualifying for a home loan, so when reviewing it, we’ll also look for ways to raise it. 

A higher credit score often

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How to Landscape Your New HomeLandscaping can be intimidating for new homeowners, especially people who have just purchased their first home. Having the right tools, knowing what to plant and maintaining other landscaping features can help improve your property value and make your new home look beautiful.

What You'll Need

If you're a first time homeowner, there may be quite a few gardening tools that you'll need to buy before you can start landscaping. Below are just a few of the many tools you'll want to keep in your garage after buying your new home.

  • Garden hose. You'll need your hose for planting and possibly for irrigating, if your new home doesn't have a built-in sprinkler system.
  • Trowel. A trowel is a small hand shovel that can be used for transplanting and
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Renting may be less expensive, but there are significant disadvantages to not owning your home. If you're considering purchasing your first home but are hesitant because of the potential increase in monthly payment, you'll want to take a second look at the pitfalls of renting.

Read on to understand the limitations of renting, and if you're curious to see how low your first mortgage payment can be, contact us today!

Uncertainty

Living in a rented home or apartment gives you the flexibility to change residence with only a 30-days notice, but it gives your landlord the same power. Whether from a violation of your lease or because the property is up for sale, the landlord need only give you a 30-day notice to vacate.

Looking for a suitable home

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Target a Specific Buyer Pool to Market Raw LandSelling land requires a more imaginative approach than selling an existing house. But it doesn't have to be difficult. First, though, it's important to know how the land is zoned, what uses are permitted for the property, who the potential buyer is apt to be, and some basic financing information.

Because some buyers are unable to visualize a building on raw land, it can be helpful to prepare renderings that show what structures—whether homes, offices or commercial/industrial uses—might be built on the land. However, try not to be too specific, because the buyer pool for land is already smaller than for an existing house or building.

All Land Is Not Equal

Depending on the type of land, it is important to know what can be built on the land

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Which Green Materials Should You Use in Your New Home?Sustainable building materials are good for the environment, so many home buyers who choose to build rather than buy a home and later seek out eco-friendly building materials for their property. Using green materials is more than just good for the environment. Sustainable building materials are very chic, so choosing the right materials may increase your property's value. For homeowners seeking green materials for their home, the following types of materials are popular, practical and very environmentally friendly.

Cork Flooring

Cork flooring is a sustainable material because cork comes from the bark of the tree, and harvesting the cork does not kill the tree. In addition to being sustainable, cork has many other great qualities as well. It's

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Dealing With Pests? Proactive Solutions for a Safer, Pest-Free HomeRodent and insect infestations in the home are a growing problem with the potential to cause both property damage to the structure and contents, as well as serious health issues for the humans and pets that live there, whether you live in Washington Township or in other communities in Michigan.

Pests in the Home are a Serious Health Issue

According to the Centers for Disease Control and Prevention (CDC), rodents such as rats and mice are capable of spreading more than 35 types of diseases to humans. But rodents are only one part of the problem. As a nation, pest infestations have now become so prevalent that ratings are available to show which cities are currently experiencing high levels of pest infestations.

Rodents pose health risks to

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Can I Defer a Mortgage Payment? 

If you're looking into deferring a mortgage payment, it's likely that you are experiencing a temporary financial hardship. Deferring, or skipping a payment, is an option that may offer some relief to get you through this tough spot. 

There are advantages to postponing a mortgage payment during an unexpected financial crisis. The main benefit is that it can help you to avoid foreclosure on your home loan. 

Note that temporarily suspending a mortgage payment is dependant on meeting a particular set of criteria as well as the availability of that payment option. 

Below is some general guideline about deferring your mortgage payment. However, for personalized answers based on your circumstances, please call our

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How to Approach Home SecurityHome security means different things to different people, depending on their background, location, and budget. For some, it's guard dogs in the home or pepper spray on the bedside table. For others, it's high-tech security alarms that cost thousands of dollars to install. For homeowners who aren't sure where to start, keep the following tips in mind for a smarter approach to home security that may add value to your home.

Changing Mindsets

Whether a criminal is deliberate or desperate, thinking like one gives homeowners insight into where their vulnerabilities are. For example, a small bathroom window that no one bothers to lock or plenty of shadows where a criminal could go unnoticed for quite some time. Criminals don't want attention called

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