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Metro Detroit Real Estate Blog

Mortgage - Image Credit: https://www.flickr.com/photos/lendingmemo/11442453873

With the change in the real estate market, becoming a home owner is more realistic than its ever been. With the recent decrease that The Federal Housing Administration (FHA) have applied, fees have dropped 0.5% and down payment options seem more sensible.

Along with lower interest rates, the real estate industry has become a buyers market. Here are some tips to help you determine if a low down payment mortgage is right for you.

FHA Fees

The FHA is in charge of insuring loans for the lender, not you. However, this affects you as a whole because when the lender can save money, so will you. Mortgage insurance is not rolled into your loan payment, it is an additional fee. This fee will go up and down, and is mandated by federal regulations. It is

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Bathroom - Image Credit: http://pixabay.com/en/users/stevepb-282134/

Bathrooms are one of the most personal spaces in a home, so it’s no wonder that when a buyer tours a home, they feel awkward about checking out a bathroom in depth with an audience. What does this mean for you as a seller? Simply put, you have about 5 seconds for your bathroom to make an impression on potential buyers. How? Continue reading for the best bathroom staging tips.

Prepare the Area

The best way to begin staging your bathroom is to have a clean slate. Clean every inch of that bathroom with bleach or a similar cleaner. Bleach is the best, but there are organic alternatives.

  • Remove mold and mildew with bleach or a strong mold remover. Be sure to check the corners of the bathroom.
  • Remove, wash, dry, and reinstall all exhaust fan
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Calendar

The St Clair Art Fair is an annual waterfront event that happens in downtown Palmer Park and the Riverview Plaza in St. Clair along the Blue Waters.

2015 St. Clair Art Fair

This year will be the 44th annual event, which makes this fair one of the oldest ones still around in eastern Michigan. Admission is free and the fair will happen on June 27th and 28th, between the hours of 10 AM to 6 PM on Saturday and 10 AM to 5 PM on Sunday. The exact address is 201 N Riverside Avenue in Saint Clair, MI.

Art Displays

More than 120 artists will be featuring their work at the fair, so it is a great place to enjoy new and seasoned artists alike. Booths will be along the Boardwalk on the St. Clair River as well as beside the sidewalk on Riverside Avenue

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Agreement - Image Credit: http://pixabay.com/en/users/Nemo-3736/

Spring is one of the best times of year to sell a home. This is because during the Spring inventory almost always rises. During the months of April, May and June, hundreds of thousands of buyers are actively searching for new homes to buy.

Due to this more homes are placed on the market during this time. To increase the odds your home will sell during this time, here are 4 very simple tips you need to follow.

Tip #1 - Take Your Home off the Market

If your home has been sitting on the market for several months, take it off for a few weeks. Buyers love listings that are fresh and new. If the DOM next to your listing shows several months, buyers will be less likely check it out. Taking it off the market for a few weeks is a great way to let it

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Events

Most of us know Detroit for the many music legends it has produced. But Detroit is known for much more than just music. Here are four events that go on all throughout the year in Detroit.

William Henry Exotic Pocket Knives and Lashbrook Sportsmen Rings

This event is put on by J. Thomas Jewelers and takes place every Saturday at the J. Thomas Jewelers store. The store is located at 2254 Crooks Road in Rochester Hills. This event will be going on until January 2nd 2016.

The William Henry pocket knives are very unique to this area. They are the type of knives that are handed down from generation to generation. If you are interested in learning more about these exotic knives be sure to visit this event. It is free to attend.

The Island Of

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Home Selling/Buying

Did you know that the average American homeowner sells their home and moves every five to seven years? For a person who buys a home and lives in it for 30 years, this is a little difficult of a concept to understand. Regardless of which category you fall into, the question is the same: why do people sell their homes and move?

Your Home Becomes Too Small

The first time you purchase a home, it is not uncommon for it to be considered a starter home. When you buy your starter home, you do not always plan on increasing your family size. Imagine getting pregnant with triplets. Suddenly, your starter home is way too small.

You Need an Upgrade

Sometimes people just grow out of the house they have. The kitchen is too small or you want your own

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Upcoming Event

Do you consider yourself a boating fanatic? Maybe you just enjoy getting outside and love tradition? You will be happy to know the 23rd Annual Spring Boat Expo is right around the corner. If you are someone who has been to this event, you have a general idea of what to respect. If you are someone who has never been, you might be wondering what the event has to offer.

What Can You Expect?

This year the Spring Boat Expo will feature more than 100 different boat exhibits. These exhibits will feature new ski boats, pontoons, fishing boats, runabouts, kayaks, watercrafts, and more from 2015 as well as older and more classic models.

Special attractions you can expect during this event will be announced on the website. The admission times vary on

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Home Expenses

Buying your first home is so much fun. It can also be a stressful experience. You might not know what to expect with making an offer, closing, and the final amount. It is important that you know the expenses you might not have factored in that effect a homeowner. These are the expenses that will sneak up on you.

Sure, you know the amount you are going to pay once you make an offer, but you might not realize the closing costs can be a lot. You might have to pay a lawyer fee or some other hidden fee if it isn't included in the escrow. You also might run into higher closing costs depending on the state you are purchasing a home in.

Small Expenses Can Turn Into Big Ones

Small expenses can quickly turn into larger ones. Let's say you want to do

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Upcoming Event

The Habitat Detroit’s Red Carpet Bash is an amazing event that happens in February and will be on the 21st consecutive year. It is an event that is put on by Ford Motor Company Fund and raises money for Habitat for Humanity in Detroit. It is one of those opportunities you do not want to miss out on.

What the Guests Can Expect at This Event

Everyone who comes to the event will be treated like a star. You can purchase a regular ticket for seventy five dollars and get to walk the red carpet before enjoying an amazing dinner.

You can also purchase a VIP ticket for one hundred and twenty five dollars you can also enjoy a meet and greet with premium seating and dinner. Either way you will have an amazing time and all of the proceeds will go to help

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When the economy collapsed a few years ago, many people in the United States could no longer afford mortgage payments and had to undergo a short sale. Even though this was a hard an unfortunate process, it still allowed these homeowners to avoid worse alternatives such as foreclosure. If you want to perform a short sale, here’s what you should do:

Contact your lender.

If you need to short sale your home, you will need to let your lender know. You will need to submit a letter of authorization to your lender in order to give permission to disclose information to real estate agents, lawyers, and closing companies.

Acquire a preliminary net sheet.

You will need to acquire a preliminary net sheet to detail the expected sales price and costs, and

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