When you buy a home there will be a lot of people involved in your transaction. Real estate agents, mortgage lenders/brokers, the federal government, appraisers, insurance companies, title attorney / closing attorney and more. Don’t forget that through the entire process, the most important piece of the puzzle is you. To be in the best position to qualify for your dream home at the lowest mortgage interest rate available, make sure you have your personal finances and prospective home finances in place when you begin your home-buying journey. Work on improving your credit if it is less-than-perfect and determine roughly how much of a down payment you’re likely to have and where it will be coming from so that you can complete any required forms and…
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5 P's For Selling Your Home
If you have decided to sell your home, it is important that you take time to get yourself ready to do so. Consider the 5 P's For Selling Your Home before you start the process: Plan, Preview Realtors, Price, Pre-List, Prepare.
Before you put your home on the market, get organized. It's suggested to create a plan for what happens before, during, and after the sale. Things you especially want to think about with this are how long you wish to wait before putting your home on the market and how much money do you want to try and sell it for? Also, what is your budget for your new home? Where do you plan on going when your home sells if you don't have a new home lined up or if your new home isn't ready? Putting together a…
It’s not just about lowering your monthly utility bill – there are many reasons, and many ways, to make your home more energy efficient. Sure, a lowered utility bill every month is a nice perk, but there’s more to energy-efficiency than that! We’ve collected 3 great reasons to make your home more energy efficient; check them out below!
Improve your resale value
Many home buyers are looking for homes that are energy efficient, so one of the best ways to set your home apart from others for sale in your area is to make energy efficient improvements. That can be done through increasing insulation in your attic or crawlspace or by replacing aging appliances with energy efficient ones. Many energy efficient home improvements also look great (new…
Life Expectancy Around the Home
As time goes on, things around your home, such as appliances and furniture, wear down and lose their strong functionality. Each of these things around the house have different life expectancies. As a homeowner, you may wonder when the time will come to update or replace them. We have provided a room-by-room guide of how long each thing will last after first purchased.
In the bathroom, shower components are going to last the longest, as the bath tub lasts anywhere between 25 and 50 years and the shower head will last a lifetime. The toilet will last a very long time as well at 50 years. Depending on how long you own your home, you may consider replacing the the sink and taps once or twice, as each of…
For Sale by Owner VS Realtor
Many people looking to sell their home try to sell it on their own as a For Sale by Owner listing. It often is stressful enough trying to get your home ready to go on the market, let alone trying to sell it by yourself. When you hire a realtor, you are hiring somebody who is licensed to sell homes and handle marketing efforts. Once your home sells, you will be paying your realtor commission for the work they've done, but it will be well worth it considering how quickly and efficiently they will get the job done for you. Here are some important facts to keep in mind when contemplating hiring a realtor.
1) Generally, homes sell for $40,000 more when they are sold by a realtor than when they are sold For Sale by…
Buying a home is likely to be one of the most exciting (and stressful) times of your life. In order to help minimize your stress, arm yourself with knowledge about the home buying process. The wealth of information available can be overwhelming, so we’ve pulled together our top 5 tips and must-do items for prospective first-time homebuyers!
- Determine your budget. There are many online calculators available that can help you to get an idea of what your monthly mortgage payments should be, based on how much money you are looking to borrow. Don’t forget to include property taxes though – property taxes in many areas can significantly change what your actual monthly total mortgage amount will be. Also look at what your income, debts and assets are. Your
As a seller, have you ever wondered who the potential buyers are in today's market? Have you ever thought about how many of those buyers are first-time buyers? We have provided some statistics to help you learn more.
Each year, first-time homebuyers make up about 40% of the market. At 60%, the majority of this group says the biggest factor in deciding to buy is the desire to own a home. Most people in the last 30 years that have bought a home for the first time have been between the ages of 30-32, with age 31 being the average in 2013.
New buyers have different levels of experience when it comes to being informed of the market. A vast majority of them have previously rented, while the remaining percentage of them lived…
How to Upgrade Your Front Entrance
We all know that first impressions are always key. This applies in the real estate world, and if your home is lacking in curb appeal, it might not appeal as much as a whole to the potential buyer. In fact, the inside of your home, now matter how amazing it may look, might not even be given a chance if the front entrance isn't in great shape. This week, we have some simple and inexpensive tips to upgrade the front entrance of your home!
An always easy and affordable way to update any part of your home is to re-paint. Consider re-painting your door, the trim around it, or even the exterior of the house itself. Choose a color scheme that will serve as a complement to the way your home already looks. To make the…
How to Make Your Home Feel Happy to Potential Buyers
If you are ever a potential home buyer, you will want to walk into a home that feels like home and has positive energy. Similarly, when listing your home, you will want to make sure it has that appeal that you would be looking for as a buyer. In each room, there are specific things that can be done to make sure the mood is exactly where it should be.
Feature shades of blue in the bedroom as this creates a calming mood. Hide any electronics, get rid of clutter, add dim switches to adjust lighting as needed. For an extra touch, add a lavender plant to promote the calming effect already created by the color.
Add purple to your home office for a bold effect that is linked with success and…
Restyling Your Older Home Without Taking on a Full Remodel
If you're getting ready to sell your home, one of the things that you are most likely thinking about is how everything looks and is presented. If you haven't made any updates in the last few years, things might not be looking as modern as they probably could. Luckily, there are several simple and inexpensive projects that you can do to improve the look of your home and freshen it up.
One of the biggest, but easiest things you can do to improve the overall look of your home is to put on a fresh coat of paint. Paint can be expensive, however, you can go to your local home improvement store and buy unused paint that previous customers bought but had to return. Stores sell this paint at a…