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January 2017

Found 5 blog entries for January 2017.

Smart Energy Usage in Home Efficiency is all the rage for today's homeowners and buyers, and you may want to make sure that the home you buy is following that trend.

These tips help you to determine whether a home on the market will be energy-efficient, or if you will need to pay out some extra cash on your utility bills or upgrades.

Categories of Home Energy Consumption

You have probably read at least a little about cutting down on your home’s energy consumption in heating and cooling, but there are other categories of home energy use that deserve your attention. Heating and cooling typically takes up about 48 percent of the average home’s energy usage. That figure represents a 10 percent drop since the 1990s.

Roughly 35 percent of energy usage is through

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 In many areas of the country you can purchase a home and pay less for your monthly mortgage than you might pay for rent – however, when looking at mortgage calculators online, be careful that the monthly mortgage payment you’re looking at is the complete picture of all required homeownership costs and not just the amount you’ll need to reimburse your lender each month for your mortgage loan.

In some cases, property taxes can be 50% (or more) of a monthly mortgage payment amount, taking the true price of home ownership much higher than originally anticipated. When you’re looking to become a home owner, make sure that you understand the full financial commitment you’re entering into. There are many advantages of home ownership, but you also want to

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Picking the Right Home Loan As you start to search for a mortgage loan, you will probably receive a lot of advice from friends and relatives about the loans they think are best. While personal recommendations can be helpful, you should keep in mind that, while your friend's mortgage worked for them, it may not be as practical for you.

With this guide, you will understand how different loan terms affect your monthly payments and long-term investment. That way, you can balance your budgetary concerns in the short-term with your long-term goals as you search for homes.

To determine how a mortgage may work for your specific situation, first speak with your lender or financial advisor.

What Types of Mortgages Are Available?

Although there is a great deal in the news

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Making a Home Sell Soon Days on market (DOM) is a crucial number in any real estate transaction. Defined as the number of days that it takes a home to progress from listing date through closing date, this number is one that sellers need to take seriously.

When real estate markets are relatively stable, homes that can compete well with their competition might reasonably be expected to successfully sell within the time frame of the average DOM figure for their area and their particular segment of the market. In some cases, however, sellers may want or need their homes to not linger on the market or sell more quickly than average.

If you are preparing your home for sale and want or need it to sell as quickly as possible, here are six things you can do to help make

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As the housing market across the country continues to rebound, many areas have become “seller’s markets” – a market in which there are more buyers than there are homes for sale and where sellers are more likely to have their choice of buyer and to be able to dictate more attractive options for themselves, rather than buyers being able to dictate terms that are beneficial. In many of these markets, buyers have to content with and go up against offers of “all cash”, where the other buyer won’t be taking out a mortgage and will instead be handing the seller a lump sum of cash for the purchase of their home. How can you combat an all-cash offer? It is possible to submit an offer that’s more attractive than an all-cash offer, one that will get you into the

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