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September 2016

Found 10 blog entries for September 2016.

Basement Home Seller Tips Unfinished basements lack a certain glamour. When staging your home to sell, making your unfinished basement look appealing to buyers can be a challenge.

You may not achieve the level of refinement in your basement that you can reach in other parts of your home, but with basic cleaning and organizing, you can present your unfinished basement as serviceable, functional and useful.

Make Necessary Repairs

Many basements will face problems with moisture and flooding at one point or another. If your basement has had these problems in the past, there may be parts of your basement that require repairs.

Even if your basement is now dry and the moisture is under control, problems like cracks, mildew stains and water stained wood will signal

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Home Closing Steps and Paperwork After dozens of open houses, home showings and emails from your real estate agent who would forward home listings that fit your preferences, you finally found the right home.

You've done everything right with getting home inspections and finding out about the history of the house, as well as any liens that might hold up the process. Now it is time for the final stage of purchasing the house: the closing process.

The closing process will be your final meeting you with the home seller to transfer ownership of the house into your hands. It will also be the day you take out the checkbook to make payments toward the closing costs, down payments and other fees that are your responsibility. Here are the basic steps of the closing process once the

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Home Inspection Things to Expect Home inspections can tell you whether or not things like the roof, plumbing, foundation and electrical system are in good shape. However, they do not tell you everything that may go wrong with the home in the future.

Before you get a home inspection, it is beneficial to understand how a home inspection can help you understand the structure and components of the house and whether or not to proceed with buying it.

Home Inspections

A home inspection is designed to examine major components of the home that are reasonably viewable. It cannot detect problems with the home that are covered by drywall, flooring and other finishes.

In general, you can expect the home inspector to examine the roof, certain electrical components including the

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Mobile and manufactured homes are one of the most affordable ways to get into home ownership; unfortunately however, some lenders are hesitant to extend mortgage loans on mobile homes or manufactured housing. If you currently own either a mobile home or a manufactured home or are in the market to buy one. Some lenders have found this market too risky, while others don’t believe that they will make enough of a profit, as these mortgages are generally quite a bit lower than a mortgage on a traditional single family home.

 This market reluctance to offer mortgage loans on mobile or manufactured homes has left some buyers with no option but to forgo a traditional mortgage loan and instead purchase their property via a personal property loan. The downside

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How to Save for a Home You’ve likely budgeted before for a big-ticket item like a new television or car. However, it’s another thing altogether when saving up for a new home.  

Here are some tips on how to develop a budget and where to cut expenses for when you plan to make a home purchase.

Be Realistic About the Budget

You can cut out every extra expense in your life and still not be able to afford some homes. Do yourself a favor and avoid setting your sights too high. Everyone has their dream home, but if the price is astronomical, all the budgeting in the world won’t make a difference. Budgeting is a powerful tool, and gives you have an idea of your realistic price range. Knowing what you can afford will save a lot of time and heartache later.

Track Your

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Are you thinking about buying a home but not sure what you can afford? Have you wondered about interest only mortgages and what advantages and disadvantages they may offer? If so, then you’re in luck because we’ve collected some great information about interest only mortgages!

What is an interest only mortgage loan? How does one work?

Internet only mortgages are mortgage loans where, for a certain number of months or years (the specific amount of time will be determined by the terms of your mortgage loan), your monthly mortgage payment only includes the interest due on your loan. During the interest-only period you will not be paying down the principal of your loan – that will come after the expiration of the initial interest-only period. At the

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Interior Painting Guide for New Homeowners Many first time homeowners have little or no experience painting interiors. If you're about to attempt your first indoor makeover, knowing some of the basics about the painting process can help you get the results you seek on your first try.

Pick the Right Paint for Each Room

Paints come in different types, including eggshell, flat, satin, semi-gloss and high-gloss. The type of paint you choose should directly relate to the purpose of the room being painted. For example, paint used in a child's bedroom should be easy to wash, like satin. Paint used in a bathroom or kitchen should be moisture and mold-resistant. Semi-gloss and satin paints are typical in these rooms. Flat and matte paint types, which have a rougher, less shiny texture, are

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Home Buying in Fall and Winter While the summer temperatures rose, the weather didn't prevent you from walking the neighborhoods in search of a great new house to purchase. During your lunch break on work days, you scoured the Internet to look for ideal places while emailing your real estate agent of your top picks. During the weekends and evenings, your real estate agent showed you homes and new neighborhoods. Now the summer is winding down. The kids are headed back to school and there seems to be less time to search for home. What to do? 

Fall and Winter are Great Times for Home Hunting

Just because the leaves are changing color and Summer is fading away, doesn't mean that you have to halt your house search until next spring. Fall and winter are perfect times to locate

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Home Cleaning Tips for Sellers

Home Cleaning That Lasts

Whether you’re getting ready to put your home on the market to sell, or planning on staying for a while, it’s always very important to have a clean house. However, with everything many of us have going on throughout the day, we often find ourselves without the time or desire to clean. There are some simple things we can do to not only prevent the mess from getting out of control, but also to keep our homes cleaner for longer.

Fighting Dust

A very important thing to keep up with around the whole house is dust. Dust forms very quickly and sticks to everything as well as gets in the air we breathe. A way to combat dust is to keep your home at a higher humidity level of 40-50%. Lower humidity causes static electricity,

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So you’ve found the home of your dreams. You’ve been pre-approved for a mortgage by a lender and you’ve submitted your offer, with earnest money deposit, to the seller. The seller has accepted your offer, you’ve had a home inspection performed and now you’re ready to close - - what should you expect at the closing? Read below to find out more about closings – one of the final steps in the home buying process!

 What is a closing?

The “closing” is the final step of the legal portion of the home buying process; it is where the legal transfer of the home from the seller to the buyer takes place. It happens after both parties (both the seller and the buyer) have met all the conditions of the sale of the home, which typically include steps such as the

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