What's Your Home Worth?

Looking for New Construction?

Have you Seen the Latest, Most Innovative New Floor Plans Available?

July 2016

Found 7 blog entries for July 2016.

Negotiation When Selling a Home For many home sellers, especially in areas with difficult real estate markets, getting the call from their agent that an offer has been made on their home is something akin to buying a winning lottery ticket. In actuality, however, getting an offer is where the hard work really begins. This is when the seller and the prospective buyer officially begin negotiating the details that will, hopefully, result in a successful closed transaction that is beneficial to both parties.

If you are selling your home and want to approach the negotiating process with the confidence and wisdom needed for success, the following information is sure to help. 

Keep Emotion Out of the Deal

Whether you have lived in your home for just a few years or raised a

6,450 Views, 0 Comments

If you’re thinking about adding a passive income stream to your household income by purchasing investment or rental property, one of the first questions you might have is what down payment you’ll be required to put down. Many federally-backed home loan programs like FHA and VA loans require very little to no down payment, but can you use those loan programs for investment property; or must you have 20% to put down in order to buy a home you’ll rent out and use to generate income?



Can you buy investment or rental property with an FHA or VA loan?

Generally,  no. Federally backed and insured loan programs like FHA and VA loans are not available for the purchase of investment or rental properties which won’t be your primary residence. There

1,361 Views, 0 Comments

FHA Financing GuideFinancing a home has become more difficult than it was in previous years. Even though lenders have relaxed a little since the housing crisis several years ago, it is still harder to get the home of your dreams. This is especially true for buyers who are just trying to get a foot in the door.

If you are considering loans backed by the Federal Housing Administration (FHA), this guide shows you all the things you need to know before you can start house-hunting.

Note, we are not mortgage lenders. For mortgage advice specific to your home-buying needs & financial situation, always consult with a licensed mortgage professional.

What is the FHA?

The Federal Housing Administration is under the umbrella of the Department of Housing and Urban

5,168 Views, 0 Comments

If you are in the market to buy a home this year, you probably already know that one of the most important factors affecting whether or not you’ll qualify for a mortgage (and secondarily what sort of interest rate and loan terms you’ll qualify for) is your credit score. So, what credit score is needed to buy a home? Well, that depends on a lot of factors, which is why we suggest reaching out to an experienced mortgage lender with any questions you have.

Some of the most popular mortgage loan programs backed by the federal government, including USDA loans, VA loans and FHA have very low or no minimum credit score requirements, but that minimum requirement can be misleading as lenders won’t generally lend to individuals with credit scores in the low

582 Views, 0 Comments

Buying a Michigan Home as a Pair

Buying a Home With a Partner

There comes a point in time in every serious relationship where the topic of buying a home together will come up. While this is very exciting, there are some important factors that need to be considered before both people make the decision together to move forward with the process.

Getting Priorities Straight

All homebuyers will have different priorities when it comes to what kind of home they want to find. These might include bedroom and bathroom count, commute time, what type of home you want, neighborhood quality, good schools in the area, or having a large kitchen. It’s so important that both people in the relationship can agree on priorities. Chances are both people will not agree on every single thing, but

605 Views, 0 Comments

The Most Bought Home Styles in Michigan

Trendy Types of Homes

When you’re looking for a home to buy, or even building one, you may have a visual of what you want. As you’re working with a realtor or a builder, it is important to know what different types of home styles there are that you can accurately describe what you want in the most efficient way possible. Here is a guide of the 10 most popular home styles in America, along with descriptions of each.


If you’re seeking something more natural looking than modern, the style of your home you’re looking for is a Craftsman home. The look of a Craftsman style home really hints to a smooth transition between nature and the construction. The idea behind this style is to evoke cozy living inside. They will feature mostly stone

813 Views, 0 Comments

Mortgage Lending Terms

Are you are actively looking to buy a home in the near future? It pays to educate yourself as much as possible. Your real estate agent and mortgage advisor may throw around words, phrases, and abbreviations that are as familiar to you as astrophysics, making you uncomfortable and unsure.

Here are seven common mortgage terms you will undoubtedly hear on your path to home ownership, what they mean, and how they affect your chances of landing a mortgage loan.

1. LTV Ratio

There are a variety of ratios lenders use in their loan decisions, one being the Loan-to-value (LTV) ratio. This takes the amount of the loan and the home's actual total value. For example, if you're buying a $180,000 home, and have a $40,000 down payment, your loan

5,245 Views, 0 Comments