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January 2015

Found 12 blog entries for January 2015.

Home for sale

There are different parts to staging a home and all of them have the same, basic purpose….to help your home sell quicker and for the amount that you are asking for. If you have the money in your budget then hiring a Professional Stager will be worth the money spent.

However, if you do not have a staging budget, do not fear, there are simple things you can do yourself. Here are a few things you can do to stage your home.

Pack and then pack some more!

Most of us can live without about half of our belongings, at least for a short time. It is easy and natural to collect things but your processions can draw attention away from your home and its selling points.

Pack as many things that you can (especially unneeded furniture) and store them

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Calendar - Image Credit: https://www.flickr.com/photos/dafnecholet/5374200948

“Come Fly the Starry Skies” auction is to benefit Our Lady Star of the Sea School that is located in Grosse Pointe. The event will be held on February 28th. It will be held at the Grosse Point Yacht Club, which is located at 788 Lake Shore Road in Grosse Pointe Shores.

The Honorary Auction Chair is Bettejean Ahee. She is inviting the community to embrace the aviation themed event. This year’s event will include live and silent auctions, raffles, cocktails and a strolling dinner.

Auction Items will include:

  • Unique Experiences
  • Jewelry
  • Vacations

Raffle Items will include:

  • “Year of Dining” at the area’s finest restaurants.
  • 2015 Lincoln MKC

About the School

Our Lady of the Sea school ranks near the top of all

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If you want to take out a renovation loan, you can decide between the Fannie Mae HomeStyle loan or the FHA 203k rehab loan. Both of these loans are one-time construction loans and have several differences. Here are the key differences between an FHA 203k loan and a Fannie Mae HomeStyle loan:

Credit Score.

The minimum credit score requirement for an FHA 203k rehab loan is 640; the minimum credit score requirement for a Fannie Mae HomeStyle loan is 680.

Underwriting Process.

The underwriting process for an FHA 203k loan is much easier than the underwriting process for a Fannie Mae HomeStyle loan. The Fannie Mae HomeStyle loan underwriting process is extremely stringent and detail-focused.

Gift Funds.

Gift funds are allowed as part of a

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Boat Show - Image Credit: https://www.flickr.com/photos/john-spade/6282886827

The 57th Annual Boat Show is returning to Detroit starting this Valentine’s Day until February 22nd. The show is the original, best and biggest boat show in the state. They will be featuring hundreds of new 2014 and new non-current model boats, trailers, motors and accessories.

If you love checking out pontoons, cruisers, kayaks, race boats and more, this show is for you. Whether you want to purchase a boat this year or just want to see the new models in person, here is a look at event taking place at the Cobo Center.

What to expect

Get ready to check out the newest boats at this year’s Detroit Boat Show. You’ll get to check out model boats, motors, trailers, accessories from 10 to 50 feet in length. They will have:

  • Fishing boats
  • Ski
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Real Estate

Every New Year real estate experts and financial experts discuss their predictions for the upcoming 12 months in an effort to give people advice on how to make money on real estate. While real estate investments require more than a one-year forecast, it’s helpful in understanding where the market stands and how to use it to your benefit. Rather than focusing on what the next 12 months will look like, there is a more reasonable approach to the topic that experts want you to understand.

You must do your homework

When you are purchasing real estate, it’s vital to do your homework and think about your financial future and retirement in the decision. This would include tasks like evaluating the property to make sure it makes financial sense for you,

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Home in Winter

We are in the heart of the Winter Season. If you are nestled in your newly constructed home then chances are that you are sealed up tight and not wasting much energy. However, if you do not have the luxury of a new home and you are living in an older home, then there are some steps to take to ensure that you save on energy costs.

Energy Saving Steps to Maximize Comfort

Winterizing does not have to be expensive or difficult. It is something that you can do on your own most of the time. It can also save you up to 30 percent in energy costs.

Here are a few simple things you can do with their approximate cost:

  • $20 Weather Stripping
  • $15 (Depending on how many outlets) Install Outlet Gasket Covers
  • $20 Caulk Where Needed
  • $55 Pipe
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Theatre

The Macomb Center for the Performing Arts is host to some of the best entertainment in the Southeast Michigan area. It opened in the fall of 1982 and provides cultural and enrichment experiences in a variety of ways to all ages.

The Macomb Center is important in the community. It has 350 volunteer ushers, has partnered with many community organizations and provides free or discounted tickets to at-risk families and children.

Late Nite Catechism III: “Til Death Do Us Part” – January 24th

The New York Times calls it “An uproarious piece of interactive theatre…”

Sister serves up laughter with lessons of the Last Rites, Sacraments of Marriage and her version of the Newlywed Game. Be sure to bring your sense of humor along with your significant

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Loan - Image Credit: https://www.flickr.com/photos/lendingmemo/11442150213

Have you considered having a loan modification on your home? Many homeowners start seeing the adjustment and wonder if they could switch from the load modification to a short sale. It’s easy to question the decision since many loan modifications start at a fixed rate of interest for the initial 5 years and then will convert to an adjustable-rate mortgage.

This is problematic when the 6th year becomes a much higher payment than the fixed five-year rate as. Here is a look at whether or not to switch to short sale from a loan modification.

Problems with loan modifications

After homeowners are teased with the five-year fixed interest and then see an increase in their monthly payments at year six, they typically ask the bank for help and are told

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Calendar - Image Credit: https://www.flickr.com/photos/dafnecholet/5374200948

The Fire & Ice Festival is coming to downtown Rochester for the 8th year in a row. For three days only you can take part in the premier winter event of Michigan. You can enjoy activities like skating, dog sled rides, skiing, demonstrations and more.

Many people love to roast marshmallows and enjoy the beer tent. The Bright Light Show illuminating the town is a big reason that this event fills up fast. Here is a look at everything you can expect at the Fire & Ice Festival this month.

Event Details

The event starts on Friday, January 23 from 5-9pm. On Saturday the event will be going on from 10am-9pm and it will wrap up on Sunday the 25th from 9am-5pm. Guests will want to head over to downtown Rochester at East Third & Water. Admission is free

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