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May 2014

Found 7 blog entries for May 2014.

protecting credit scoreIf you’re about to move, you may need to consider is how your credit score is going to fare during the relocation process.  We have some tips regarding how to protect your credit score during the transition.

Inform Your Creditors

The first step you should take towards protecting your credit score is to inform all your creditors that you are going to be moving.  This will ensure that all bills and notices are sent to the proper address.  If you don’t do this, you could potentially miss a bill or end up paying it late.  Paying your bills on time is one of the biggest factors in determining your credit score.  If your move is happening abruptly, make sure to notify the United States Postal Service so that you can have your mail forwarded.

Give

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Interior decorators are not only for the rich and famous. Interior decorators are right for you too!  Nowadays, interior decorators are affordable, and they save you a great deal of time. They know how to create amazing designs for any home. Home is a special place to all of us. It is our haven. We spend most of our time at home, and we want to feel comfortable in our homes. Everyone has their own unique style. An interior decorator can bring out your unique style after getting to know who you are and what you like. After doing some research and some homework for you, the beauty that is on the inside of you will soon be reflected on your walls, in your furniture, and on your floors. It is important to hire an interior decorator because he/she will work

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The demand for vacation homes is on the rise especially in popular vacation spots. According to the National Association of Realtors, sales of second homes increased between 2011 and 2012. During the same period, the median price for these properties went up to 23 percent. The vacation home market is getting crazy with bidding wars from all over. Here are six tips that will help you if you are in the market for a vacation home, which should eventually turn into your retirement home so choose your home wisely.

1)" Location, location, location" is a cliche, but it is also the most important thing to consider when making a decision to purchase a vacation home. You need to do your research before making a bid on a vacation home. You need to know the area

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buying foreclosure propertyIf you buy a foreclosed home, you're going to have a different experience than you would if you were to just buy a regular home.  The main differences are that only one real estate agent is usually involved, pre-approval letters are a necessity, there’s hardly any room to negotiate, and you will buy the house in the current condition.  Here are some pointers for buying a foreclosed home:

Get a Mortgage Pre-approval.

You should get a mortgage pre-approval so you can prove that you’re serious about buying a foreclosed home. This letter will tell you how much money you can afford to spend on a house, so it will give you a good idea of where to look and where to not look.

Hire An Agent Who Specializes in Foreclosed Properties.

One of the main

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If you find yourself in competition with a cash buyer for your ideal property, brace yourself for disappointment. Cash buyers are tough to beat, but it can happen with the right finesse. Remember, having a pocket full of cash does not always make for a savvy home buyer. Your brain may just out-muscle their brawn.

compete with cash buyers1. Aggressively pursue financing

If the house is just the right size, in just the right community, and has the perfect back yard to boot, feel free to fight for it. Get pre-approved (which carries more weight than a pre-qualification) by your lender and attach the pre-approval letter to your offer.

2. Get serious about an appraisal

Pre-order your appraisal with your lender or mortgage broker. This process is simpler if you’re working

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choosing mortgage term lengthThe most common time period for people to have a mortgage is 30 years.  However, how do you know if a 15-year mortgage is better suited for you?  Let’s delve into some of the positive aspects of a 15-year mortgage: you’ll build up home equity quickly and you’ll pay your loan off quickly.

If you are refinancing from a 30-year loan to a 15-year loan, you’ll want to be aware of any potential fees that could offset the savings from switching mortgage term lengths.  You’ll also want to take interest rates into account when making your decision.  Interest rates are currently very low, so you might to keep your current 30-year mortgage intact.  This would allow you to achieve a greater return on investment through investing your current earnings and savings

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Detroit's Palmer Park Art Fair

May 3-4, Saturday 10-6, Sunday 12-5 ~ Palmer Park 7 mile and Woodward Ave. 

palmer-park-art-fair-the-mark-z-home-selling-teamThe Palmer Park Art Fair disappeared many years ago but we are excited to tell you that the Art Fair is back. This art fair is dedicated to those who have always loved our city, and those that are working hard to re-imagine the future of Detroit. Palmer Park has been a unique and beautiful place for over a century filled with rich history and gorgeous homes. You can except many artist and vendors lined up on the streets of Palmer Park for this returning Art Fair. Admission is Free and Dogs are welcome. Please visit the link for more information. 

 

Blow out 17

April 30 - May 3 ~ Detroit, Hamtramck, Ferndale

blowout-17-the-mark-z-home-selling-teamIn it's 17th Year,

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