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April 2014

Found 4 blog entries for April 2014.

A conventional loan is any type of mortgage loan that isn’t guaranteed by the federal government. When you have a conventional loan, it’s either conforming or non-conforming. A conforming conventional loan follows the guidelines as set forth by Fannie Mae and Freddie Mac, and a non-conforming conventional loan doesn’t follow these guidelines.

Let’s jump into some of the most frequently asked questions for conventional loans:

What are the conventional loan requirements?

Most lenders require a credit score of at least 620 in order for you to be eligible for a conventional loan. Additionally, you shouldn’t have a debt-to-income ratio that exceeds 36%.

What down payment is required for a conventional loan?

what are the GSEsWith a conventional loan, you must put

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happy-Easter-mark-z-home-selling-team

The Easter Bunny is on his way, Grab your cameras and get those Easter baskets ready!!! Easter is April 20, 2014 and here's a listing of local Easter Bunny photo opportunities, egg hunts, and other events and activities for Children and Adults in and Around the Metro Detroit area. 

 

Friday, April 11, 2014

Farmington Hills: Adult Flashlight Easter Egg Hunt ~ 7 pm til 9 pm

Grab your flashlight and brings some friends to enjoy a fun filled event with a Cash Bar. Enjoy salad, pizza, and bread sticks for dinner. You could win golf outings, dinner at restaurants and more. This a 21 and over event. $12.00 for Farmington Hills residents and $17.00 non residents. Call 248-473-1800 to register. Longacre House (24705 Farmington Rd)

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mortgage app checklistUnderwriters are following more stringent terms than ever, and so lenders will require many documents from you in order to evaluate your mortgage qualification. But lenders also want your business, so while collecting the following may be tedious, help your mortgage company expedite your approval by staying organized:

Property

  • Copy of fully signed sales contract including all riders.

  • Copy of MLS listing sheet with legal description (if available).

  • Names, addresses and telephone numbers of all contractors, realtors, insurance agents and attorneys.

  • Verification of the deposit on home (front and back copy of earnest money check).

  • If the property is a condominium provide condo declaration, by-laws and most

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The Cocoa Classic

cocoa-classic-mark-z-home-selling-teamApril 6, 2014 ~ Downtown Detroit

The Cocoa Classic is a Half Marathon and 5K race with a sweet tooth. Chocoholic heaven awaits at the finish line where you'll celebrate the day with hot cocoa and chocolate fondue. What's in it for you? The Cocoa Classic signature zip-up hoodie, The Cocoa Classic knit cap, A warm, steamy cup of hot cocoa in a reusable thermal cup, Chocolate fondue and snacks (post race), Racing bib and chip timer, Signature the Cocoa classic finisher medal. On site registration for the 5K is $60.00 and the Half Marathon is $115.00. 

We Will Rock You

rock-you-mark-z-home-selling-teamApril 3-13, 2014 ~ Fischer Theater 3011 W. Grand Blvd, Detroit Mi 48202

This Musical has rocked 6.5 million people around the world and It is currently

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