Metro Detroit Real Estate Blog : Michigan Real Estate News - Blog Archive: February, 2012

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February 2012

There are 1 blog entries for February 2012.

Understanding The Process of Buying Bank Owned Properties

Wednesday, February 1st, 2012 at 10:55am. 1,774 Views, 0 Comments.

In today’s residential real estate market, there is a lot of interest in buying bank owned properties. Some of the information you may read about is convoluted and confusing. Therefore, let this article serve as a breakdown of how purchasing bank owned property typically works.

An REO (Real Estate Owned) is a property that goes back to the mortgage company after an unsuccessful foreclosure auction. These properties are now owned by the bank because the properties failed to result in a bid. In fact, most foreclosure auctions do not even result in bids. When buying a property during a foreclosure sale, you must pay at least the loan balance plus any interest and other fees which accrued during the foreclosure process.

Foreclosure sales begin with a

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